1. Have a savings plan and make sure to stick to it, somewhere on the savings plan the end goal should be listed that way you can see the light at the end of the tunnel.
2. Maximize on any benefits your employer offers. Always contribute enough to retirement plans to get 100% of what your employer offers, any less than that and you are giving away free money. Example if your company matches up to 6%, always contribute 65!
3. The most important tip for today is…. Keep good records! You never know when a purchase you made a couple years ago needs to be verified by the IRA, or when you need to access your 401k from outside a work computer. These things are important and you need to have access to them at all times.