I was given the honor of writing the ‘Merica post this week so I will also tie in the finance post to give you a well-rounded view. These few steps will help ensure you are prepared to the best of your ability.
1. Keep cash on hand, as we all know cash is KING! Its 2015 and a lot of people do not carry cash, but when bad weather is expected carry cash because you never know how the credit network will be affected, I have witnessed this first hand!
2. Buy Supplies a little at a time – Rushing and spending 100s to prepare for a storm is a terrible idea, you should have a plan in place to avoid doing this. Budgets are tight because of the economy and that might force someone to cover their prepping activities on a credit card; bad idea.
3. Have a safe - A safe place for all important documents, if the worst case was to happen and your house was flooded or blown away… proving to a bank or someone else who you are would be a difficult process if you have no documentation.
4. Insurance – All insurance policies are not created the same, make sure the policy you have covers storm, water, earthquake and any other type of coverage you need for your area. There have been cases where someone thought they were covered and found out the hard way they weren’t. Also verify you have the required deductible if needed!
1. Keep cash on hand, as we all know cash is KING! Its 2015 and a lot of people do not carry cash, but when bad weather is expected carry cash because you never know how the credit network will be affected, I have witnessed this first hand!
2. Buy Supplies a little at a time – Rushing and spending 100s to prepare for a storm is a terrible idea, you should have a plan in place to avoid doing this. Budgets are tight because of the economy and that might force someone to cover their prepping activities on a credit card; bad idea.
3. Have a safe - A safe place for all important documents, if the worst case was to happen and your house was flooded or blown away… proving to a bank or someone else who you are would be a difficult process if you have no documentation.
4. Insurance – All insurance policies are not created the same, make sure the policy you have covers storm, water, earthquake and any other type of coverage you need for your area. There have been cases where someone thought they were covered and found out the hard way they weren’t. Also verify you have the required deductible if needed!